When we consult with a client about representing them in purchasing or selling a home, we are usually asked about closing costs. We like to have this discussion up front with clients so that they know what to expect when we get to the closing table. While every transaction is different, in our experience, there...Read More

When a buyer is purchasing a home and financing this purchase through a lender, there are two documents that the buyer will need to execute at the closing table: a note and a mortgage.  Sometimes, these two documents will be combined into one and called a “mortgage note.”  But, for our purposes here in this...Read More

When we represent a client who is purchasing a home, we are often asked by the client what the purpose of a property survey is and whether they need to obtain one before they close. Our answer? Yes! Having a surveyor prepare a property survey before you purchase a home is really important. What is...Read More

In both New York and New Jersey, an affidavit of title is a closing document prepared and executed by the sellers.  This affidavit is sworn to or affirmed by the sellers in the presence of a notary public, and it is made in order to induce the buyers to accept the sellers’ deed and purchase...Read More